Last updated: July 20, 2026
These Terms of Use govern your access to and use of lampelending.com. By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to these terms.
About Lampe Lending Team
Lampe Lending Team is a mortgage team operating under Radiant Financial Group, LLC, a licensed mortgage broker. Jennifer Lampe is a Mortgage Advisor, NMLS ID #205573. Radiant Financial Group, LLC, NMLS ID #149484.
Radiant Financial Group, LLC is licensed in Arizona under license MB-0908392, California under license 60DBO-59499, Colorado under license 100540247, Idaho under license MBL-2080149484, and Montana under license 149484.
References in these Terms of Use to "Lampe Lending," "we," "us," or "our" refer to Lampe Lending Team in connection with the operation and content of lampelending.com, except where the context identifies Radiant Financial Group, LLC or another party.
Acceptance of These Terms
By accessing or using lampelending.com, you agree to comply with these Terms of Use and all applicable laws and regulations.
If you do not agree with these terms, do not use this website.
Your use of certain external services, mortgage application platforms, intake forms, social media platforms, or other linked resources may be subject to additional terms and policies provided by the applicable service provider or Radiant Financial Group, LLC.
Eligibility and Intended Audience
This website is intended for individuals who are at least 18 years old and are legally able to enter into binding agreements.
The website is intended primarily for individuals seeking general information about residential mortgage services in jurisdictions where Jennifer Lampe and Radiant Financial Group, LLC are appropriately licensed or otherwise legally authorized to conduct business.
By using the website, you represent that you meet the applicable age and legal-capacity requirements.
Informational Purpose Only
The content on lampelending.com is provided for general informational and educational purposes.
Website content is not intended to provide individualized mortgage, financial, investment, tax, accounting, legal, insurance, real estate, or credit-repair advice.
General descriptions of mortgage programs, lending concepts, qualification factors, planning considerations, or potential strategies may not apply to your specific circumstances.
You should consult appropriately qualified mortgage, financial, tax, legal, insurance, and real estate professionals regarding your individual situation before making a financial or property-related decision.
No Offer, Approval, or Commitment to Lend
Nothing on this website constitutes an offer, approval, commitment, agreement, or guarantee to make, arrange, approve, fund, or close a mortgage loan.
Submitting a contact form, downloading a resource, scheduling a call, requesting information, communicating with Lampe Lending Team, or beginning an application does not guarantee that you will qualify for or receive a loan.
All mortgage products, programs, rates, terms, payments, costs, credits, and qualification requirements are subject to applicable law, lender and investor guidelines, borrower eligibility, credit approval, income and asset verification, property eligibility, appraisal or valuation, title review, underwriting, program availability, and other conditions.
A loan is not final until all applicable requirements have been satisfied, final approval has been issued by the appropriate lender, required documents have been executed, and the transaction has been funded.
No Guarantee of Rates, Terms, or Availability
Mortgage interest rates, annual percentage rates, fees, lender credits, discount points, closing costs, program guidelines, loan limits, underwriting standards, and product availability can change at any time.
Information displayed or discussed on the website may become outdated and may not reflect current market conditions, lender requirements, or the terms available to a particular borrower.
An interest rate is not locked unless and until a rate-lock agreement has been completed and confirmed through the applicable lender or authorized mortgage process.
Past or illustrative examples do not guarantee that the same results, rates, payments, costs, or terms will be available to you.
Estimates, Examples, and Calculations
Any estimates, scenarios, illustrations, comparisons, calculators, charts, worksheets, or examples provided through the website are for general educational purposes only.
Estimated payments may exclude property taxes, homeowners insurance, mortgage insurance, homeowners association assessments, special assessments, flood insurance, closing costs, prepaid expenses, escrow requirements, and other costs that may apply.
Actual amounts depend on the borrower, property, loan program, lender, market conditions, interest rate, loan amount, term, credit profile, and other transaction-specific factors.
You should not rely on an estimate or educational example as a Loan Estimate, Closing Disclosure, approval, rate lock, final quote, or other legally required mortgage disclosure.
Loan Programs and Product Descriptions
Descriptions of conventional, government-backed, non-qualified mortgage, investment-property, business-owner, first-time homebuyer, or other mortgage programs are general summaries and may not describe every requirement, restriction, risk, cost, or available option.
Not every loan program is offered by every lender, available in every state, or suitable for every borrower or property.
Program names, eligibility rules, underwriting standards, documentation requirements, and availability may change without notice.
Final program eligibility and loan terms are determined through the applicable application, verification, underwriting, approval, and disclosure process.
Licensing and Geographic Limitations
Mortgage services are offered only in jurisdictions where the applicable mortgage company and mortgage loan originator are properly licensed, registered, exempt, or otherwise legally permitted to provide those services.
The availability of this website in a particular location does not represent that Lampe Lending Team or Radiant Financial Group, LLC is authorized to provide mortgage services in that jurisdiction.
The licensing information displayed on the website is provided for identification and consumer-information purposes. Licensing status and public regulatory information may also be reviewed through NMLS Consumer Access or the applicable state regulator.
You are responsible for confirming that requested services are available in the state where the relevant property is located.
No Government Affiliation
Lampe Lending Team and Radiant Financial Group, LLC are not government agencies.
Unless expressly stated for a specific program, neither Lampe Lending Team nor Radiant Financial Group, LLC is affiliated with, acting on behalf of, or endorsed by the United States government, a state government, the Federal Housing Administration, the Department of Veterans Affairs, the Department of Agriculture, or another government agency.
References to government-insured or government-guaranteed mortgage programs describe the applicable loan program and do not imply government sponsorship or endorsement of Lampe Lending Team.
Equal Housing Opportunity
Lampe Lending Team and Radiant Financial Group, LLC support equal housing opportunity and do not discriminate in mortgage-related services on a basis prohibited by applicable federal, state, or local law.
Mortgage inquiries and applications are evaluated according to applicable program requirements, underwriting standards, credit criteria, and legal obligations.
Submitting a Mortgage Application
A mortgage application may be completed through my1003app.com or another secure application platform designated by Radiant Financial Group, LLC.
The general contact form on lampelending.com is not a mortgage application and should not be used to submit sensitive financial information or mortgage documents.
Beginning an application through an external platform may subject you to additional disclosures, authorizations, agreements, privacy notices, electronic-consent terms, and platform terms.
You are responsible for reviewing all application documents and disclosures carefully and for asking questions about anything you do not understand before accepting or signing it.
Contact Forms and User Submissions
When you submit information through the website, you agree to provide information that is accurate, current, and complete to the best of your knowledge.
You are responsible for the content of any message, form submission, document, comment, or other material you provide.
Do not submit information that is false, misleading, fraudulent, defamatory, unlawful, infringing, threatening, malicious, or unrelated to a legitimate request.
You authorize Lampe Lending Team and, when reasonably necessary, Radiant Financial Group, LLC and their authorized service providers to use your submission to respond to your request, evaluate your inquiry, provide requested services, maintain records, and comply with applicable obligations.
Sensitive Information
Do not submit Social Security numbers, taxpayer identification numbers, bank account information, payment card information, passwords, credit reports, tax returns, pay statements, government-issued identification, or other highly sensitive information through the general website contact form.
Sensitive mortgage information and documents should be transmitted only through a secure application, document portal, or delivery method specifically approved by Radiant Financial Group, LLC.
Lampe Lending Team is not responsible for risks created by your decision to transmit sensitive information through an unapproved or insecure channel.
Electronic Communications
When you contact us electronically, you consent to receive responses and transaction-related communications electronically, subject to applicable law and any separate consent requirements.
Email and standard text messaging may not be encrypted or completely secure. Do not send highly sensitive personal or financial information through ordinary email or text message unless you have been specifically instructed to use an approved secure method.
You are responsible for maintaining accurate contact information and protecting access to your email, telephone, devices, accounts, and authentication credentials.
Electronic communications satisfy any requirement that communications be in writing to the extent permitted by applicable law, but they do not replace disclosures or electronic-consent procedures that must be provided separately during a mortgage application or transaction.
Telephone and Text Communications
If you provide a telephone number and request contact, Lampe Lending Team or an authorized representative may contact you regarding your inquiry, requested resources, appointment, application, or mortgage-related services.
Separate consent may be requested where required for promotional text messages, automated telephone calls, prerecorded messages, or other regulated communications.
Consent to receive marketing calls or text messages is not a condition of applying for credit, obtaining mortgage information, or receiving mortgage services unless otherwise permitted by law.
Message and data rates may apply. You may withdraw consent to promotional text messages by following the instructions provided in the message, including replying STOP when applicable.
Resources, Guides, and Educational Materials
The website may provide guides, workbooks, articles, checklists, glossaries, videos, and other educational resources.
These materials are general in nature and may simplify complex mortgage, financial, tax, legal, or real estate concepts.
Downloading or using a resource does not create an advisor-client, fiduciary, attorney-client, accountant-client, agency, brokerage, or other professional relationship.
You may use downloadable resources for your own personal, noncommercial purposes unless a resource states otherwise. You may not sell, republish, distribute, modify, remove branding from, or present the materials as your own without prior written permission.
Testimonials, Reviews, and Examples
Testimonials, reviews, case examples, and descriptions of prior experiences reflect the views or circumstances of the individuals involved.
They do not guarantee that another person will receive the same experience, approval, interest rate, loan terms, savings, closing timeline, or result.
Individual results vary based on credit, income, assets, liabilities, property characteristics, lender guidelines, market conditions, program availability, timing, and other factors.
Testimonials should not be interpreted as promises, warranties, or representations of a typical or guaranteed result.
Third-Party Websites and Services
Lampelending.com may link to websites and services operated by third parties, including Instagram, Facebook, YouTube, my1003app.com, getbonzo.com, and radiantfg.com.
External links are provided for convenience, information, communication, application intake, resource delivery, or access to separately operated services.
When you access an external website, you leave lampelending.com and become subject to the external provider’s terms, privacy policy, accessibility practices, security procedures, availability, and other rules.
You should review the applicable terms and policies before using an external service or submitting information.
Radiant Financial Group Website
Radiantfg.com is a separate website from lampelending.com.
Although Lampe Lending Team operates under Radiant Financial Group, LLC, Lampe Lending Team does not design, host, maintain, administer, or control every aspect of radiantfg.com.
Lampe Lending Team is not responsible for defects, errors, omissions, interruptions, outdated content, accessibility barriers, privacy practices, security incidents, compliance issues, or other conditions arising from the independent operation of radiantfg.com.
Questions or concerns regarding radiantfg.com should be directed to the party responsible for that website.
No Control Over External Platforms
Lampe Lending Team does not control the code, infrastructure, security, privacy practices, accessibility, availability, performance, content, data-retention practices, or legal compliance of independently operated external platforms.
We do not guarantee that an external platform will be accurate, uninterrupted, secure, error-free, compatible with your device, or available at a particular time.
The inclusion of a link does not constitute a warranty, guarantee, or endorsement of every statement, product, service, policy, or practice of the external provider.
To the maximum extent permitted by law, Lampe Lending Team is not responsible for losses or damages arising from your use of, reliance on, or inability to access an external website or service.
Social Media
Links to Instagram, Facebook, YouTube, and other social media platforms are provided for convenience and access to additional content.
Content posted by third parties on social media does not necessarily reflect the views of Lampe Lending Team or Radiant Financial Group, LLC.
Social media platforms independently control their services, algorithms, advertising, privacy practices, user content, moderation, accessibility, and availability.
Do not submit sensitive personal, financial, or mortgage application information through public comments, direct messages, or other social media features.
Intellectual Property
Unless otherwise indicated, the website and its original content are owned by or licensed to Lampe Lending Team or the applicable content creator or rights holder.
Protected content may include text, copy, graphics, logos, icons, photographs, videos, layouts, page designs, downloadable resources, worksheets, code, and other materials.
Certain names, logos, trademarks, disclosures, platform elements, or materials belonging to Radiant Financial Group, LLC or other third parties remain the property of their respective owners and are used only as authorized.
Website content is protected by applicable copyright, trademark, trade dress, and other intellectual-property laws.
No ownership rights are transferred to you through your use of the website.
Limited Permission to Use the Website
Subject to these Terms of Use, you are granted a limited, revocable, nonexclusive, nontransferable permission to access and use the website for lawful, personal, and noncommercial purposes.
You may print or save reasonable portions of the website or its downloadable resources for your own personal use, provided that you do not remove copyright, trademark, attribution, licensing, or other proprietary notices.
Any use not expressly authorized by these terms requires prior written permission from the applicable rights holder.
Prohibited Uses
You may not use the website in a way that violates law, interferes with its operation, harms another person, misrepresents your identity, or infringes the rights of Lampe Lending Team or another party.
- Use the website for fraudulent, deceptive, unlawful, abusive, harassing, defamatory, or malicious activity.
- Submit false, misleading, impersonated, fabricated, or unauthorized information.
- Attempt to gain unauthorized access to the website, server, hosting environment, accounts, forms, databases, or connected systems.
- Probe, scan, test, bypass, disable, or interfere with security, authentication, access controls, rate limits, or vulnerability protections.
- Introduce malware, viruses, ransomware, malicious code, automated scripts, or other harmful technology.
- Use bots, scrapers, crawlers, data-mining tools, or automated systems in a way that burdens the website, extracts protected content, or violates applicable instructions or law.
- Copy, reproduce, republish, sell, license, distribute, modify, reverse engineer, or create derivative works from protected website content except as expressly permitted.
- Use website content, names, logos, or branding to imply an unauthorized affiliation, endorsement, sponsorship, or agency relationship.
- Collect information about other website visitors without authorization.
- Interfere with another person’s access to or use of the website.
- Use information from the website to send spam, unauthorized solicitations, or unlawful communications.
Website Availability and Changes
We may modify, update, suspend, restrict, discontinue, or remove any part of the website or its content at any time.
We do not guarantee that the website, a particular page, form, resource, function, or external link will always be available, current, complete, or free from interruption.
Maintenance, hosting issues, cybersecurity events, provider outages, software errors, network conditions, or circumstances outside our control may affect availability.
We are not obligated to maintain or continue any particular website feature, resource, service, or integration.
Accuracy and Completeness
We seek to provide useful and accurate information, but mortgage laws, programs, guidelines, rates, markets, technologies, and licensing requirements can change quickly.
We do not warrant that all website content is complete, current, error-free, or suitable for every purpose.
Typographical errors, outdated information, technical errors, broken links, or omissions may occur.
We may correct or update content at any time without prior notice.
Accessibility
Lampe Lending Team seeks to provide a website experience that is accessible to a broad range of visitors, including people with disabilities.
Accessibility is an ongoing process, and we do not represent that every page, feature, document, external integration, or third-party platform will be fully accessible in every circumstance.
External websites and platforms are controlled by their respective operators and may have different accessibility practices.
Information about requesting assistance or reporting a website accessibility barrier is available in our Accessibility Statement.
Privacy
Our collection and use of personal information through lampelending.com is described in our Privacy Policy.
Our use of cookies and similar technologies is further described in our Cookies Policy and cookie-preference tool.
Mortgage application information may also be governed by separate privacy notices, disclosures, authorizations, and policies provided by Radiant Financial Group, LLC, a lender, or an external application platform.
Security
We use reasonable measures intended to protect the website, but no website, transmission method, communication system, or storage platform can be guaranteed to be completely secure.
You must not attempt to bypass security protections or gain unauthorized access to the website or connected systems.
You are responsible for maintaining the security of your devices, accounts, email, telephone number, passwords, and authentication methods.
Notify the appropriate service provider promptly if you believe an account, application, or communication channel associated with your mortgage inquiry has been compromised.
Disclaimer of Warranties
To the maximum extent permitted by applicable law, lampelending.com and its content are provided on an "as is" and "as available" basis.
Lampe Lending Team disclaims all warranties and representations, express or implied, regarding the website and its content, including implied warranties of merchantability, fitness for a particular purpose, title, noninfringement, accuracy, availability, security, and freedom from harmful components.
We do not warrant that the website will satisfy your requirements, operate without interruption, remain free from errors, or produce any particular mortgage, financial, business, or personal outcome.
Some jurisdictions do not permit the exclusion of certain warranties, so portions of this section may not apply to you.
Limitation of Liability
To the maximum extent permitted by applicable law, Lampe Lending Team, Jennifer Lampe, Radiant Financial Group, LLC, and their respective owners, officers, employees, contractors, agents, licensors, and service providers will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages arising from or related to the website.
This limitation includes, where permitted, losses involving data, profits, business opportunities, financing opportunities, property transactions, delayed communications, missed deadlines, external services, website interruptions, security incidents, or reliance on general website content.
To the maximum extent permitted by law, any direct liability arising solely from your use of lampelending.com will be limited to the amount, if any, you paid specifically to access the website.
These limitations do not exclude liability that cannot lawfully be limited or excluded.
Indemnification
To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Lampe Lending Team, Jennifer Lampe, Radiant Financial Group, LLC, and their respective owners, officers, employees, contractors, agents, licensors, and service providers from claims, liabilities, damages, judgments, losses, costs, and expenses arising from your unlawful use of the website, violation of these terms, infringement of another party’s rights, or submission of false, unlawful, or unauthorized content.
This provision does not require you to indemnify a party for conduct for which indemnification cannot lawfully be required.
Suspension or Termination of Access
We may restrict, suspend, or terminate access to all or part of the website when we reasonably believe a user has violated these terms, created a security risk, interfered with website operation, engaged in unlawful conduct, or exposed Lampe Lending Team or another party to potential harm.
Termination of website access does not affect rights, obligations, limitations, or provisions that by their nature should continue after termination.
Governing Law
These Terms of Use are governed by applicable federal law and the applicable laws of the state with the most significant relationship to the relevant website dispute, without regard to conflict-of-law principles, except where another law must apply.
Mortgage applications, transactions, licensing issues, and consumer rights may also be governed by the laws and regulations of the state where the property is located, where the consumer resides, or where the applicable party is licensed.
Nothing in these terms limits any nonwaivable right or remedy available under applicable consumer-protection, mortgage-lending, fair-lending, privacy, accessibility, or other law.
Dispute Resolution
Before initiating formal legal proceedings concerning the operation of lampelending.com, you are encouraged to contact Lampe Lending Team and provide a reasonable opportunity to review and address the concern.
This informal process does not extend a legal deadline, waive a party’s rights, or prevent either party from seeking urgent or legally available relief.
These Terms of Use do not require arbitration or waive participation in a class action unless a separately executed and legally enforceable agreement expressly provides otherwise.
Severability
If a provision of these Terms of Use is found to be invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted or modified as necessary to reflect its intended purpose.
The remaining provisions will continue in effect unless applicable law requires otherwise.
No Waiver
A failure or delay in enforcing any provision of these terms does not waive the right to enforce that provision or another provision in the future.
A waiver is effective only when made in writing by an authorized representative and applies only to the specific circumstances identified in that waiver.
Assignment
You may not assign or transfer your rights or obligations under these terms without prior written permission.
We may assign or transfer rights and obligations associated with the website in connection with a business reorganization, ownership change, service-provider transition, merger, acquisition, financing, or transfer of website operations, subject to applicable law.
Entire Agreement
These Terms of Use, together with the Privacy Policy, Cookies Policy, Accessibility Statement, and any other policies expressly incorporated into them, constitute the agreement governing your general use of lampelending.com.
These website terms do not replace or modify a mortgage application agreement, rate-lock agreement, lender disclosure, financial privacy notice, electronic-consent agreement, loan document, or other transaction-specific agreement.
If a transaction-specific agreement conflicts with these website terms regarding the subject governed by that agreement, the transaction-specific agreement will control.
Changes to These Terms
We may update these Terms of Use to reflect changes in the website, services, technology, business practices, or legal requirements.
The "Last Updated" date at the top of this page identifies the most recent revision.
Updated terms become effective when posted unless a later effective date is stated or additional notice is required by law.
Your continued use of the website after updated terms become effective constitutes acceptance of the revised terms.
Contact Us
Questions about these Terms of Use or the operation of lampelending.com may be submitted through the Lampe Lending Team contact page.
Questions about a mortgage application, loan disclosure, licensing matter, financial privacy notice, or service controlled by Radiant Financial Group, LLC should be directed to Radiant Financial Group, LLC through its approved contact method.
Do not include Social Security numbers, financial account numbers, passwords, tax documents, or other highly sensitive information in a general website inquiry.