Credit decisions can affect your mortgage before and after preapproval. This kit explains common credit terms, what lenders may review, and why certain financial changes can affect your loan.
It also covers steps that may help you protect your preapproval while preparing to buy. Use it as a reference when reviewing your credit or deciding whether to open, close, pay off, or change an account.
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How to Use It
Open the PDF to read it online, download it to your device, or print a copy. Keep it nearby as you prepare for a mortgage and refer back to it before making changes to your credit or finances.
Click the 'Open Guide' button above to open the PDF in a new browser tab.
Download the file to your device or print a copy for easy reference.
Learn common credit terms, what may affect preapproval, and which actions could change your loan eligibility.
Talk with Jennifer or a qualified credit professional before opening accounts, closing accounts, or making major financial changes.
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Ready to Get Started?
Use the resource at your own pace, and reach out when you’re ready to talk through your questions.